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My Financial Goal for 2013

I have two massive debts, but only one financial goal for 2013. As you already know from my first post, I have $110,000 in student loan debt and $30,000 in credit card debt. I’ll explain how the debt...

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The 3 Types of Extreme Savers

There are many types of savers, but I want to talk about three broad categories of extreme savers. They are: 1. Those who extreme save for the sake of saving Cue Extreme Cheapskates theme music here....

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Is Extreme Frugality for You?

When I talk about extreme frugality, I’m not talking about ‘Extreme Cheapskates’ who take risks with their health and safety. I define Extreme Saving or Extreme Frugality as living on 20 to 40% of...

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Renting a New Room and Writing a New Budget

(This is not a picture of my new room. My room will not be as nice as this, but it’s somewhat similar.) As you may know from my past posts, I have been sharing (one roommate) an overpriced apartment...

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Extreme Saving and Early Retirement

Image Credit:  andhigherstill.com Are financial freedom and financial independence still possible for me? Are they possible for you? I’ve started thinking that once I’ve eliminated this mountain of...

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The Debt Slave: Do You Feel Trapped in Your Job?

It’s 5:45 in the morning and your weekday alarm clock sounds, abruptly yanking you out of a peaceful and cozy slumber, AGAIN. How do you feel? Bright-eyed and bushy-tailed? No? Perhaps groggy, but...

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2020 – The Year of the Emergency Fund

For some of us, 2020 was supposed to be the year of resets, freedom, and new beginnings. It didn’t turn out that way, unfortunately. Sigh. With no end in sight to the coronavirus pandemic, we cling to...

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